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Explorer
Personal Loan
An amount given to an individual to use for a personal benefit that must be paid off at a specified time.
Personal loans can be used to pay down debt on high interest credit cards, or for a variety of purposes including: debt consolidation, emergency or unexpected expenses, home improvements, bill payments and more. An unsecured personal loan could be a good option regardless of whether you have good credit or bad credit. You do not need to provide collateral for an unsecured personal loan to back the money that you borrowed, so interest rates, the loan amount and term of the loan will vary depending on your credit rating.
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